Category: Insurance

Both private and statutory health insurance often entice with a variety of offers and a wide range of benefits covered. However, if you take a look at the fine print, you will often find that certain benefits are subject to strict conditions. For insured persons, therefore, the question often arises: “Which insurance covers which benefits??” and it applies: private vs statutory health insurance. For whom which type of insurance is suitable, an overview of which benefits are covered as well as further advice on private supplementary dental insurance, has the practice Dr. Jurgen Pink | colleagues summarized for you.

Private vs statutory health insurance: What is the difference??

Private health insurances usually cover a wide range of services and offers. They allow shorter waiting times for a specialist appointment or special treatments with the most modern medical techniques. However, these additional benefits are usually only covered by expensive tariffs.

In Saxony, refugees from Ukraine are now allowed to keep their license plates until June. A special rule was extended. Previously, the Ministry of the Interior had threatened to immobilize.

Since the beginning of the war, more and more cars with Ukrainian license plates can be seen on German roads. But that is likely to change soon, as a special rule to that effect is about to expire. The cars must then be registered in this country and have a German license plate number. Or not, because Saxony has unceremoniously extended the exemption until 30. June extended.

If spouses separate, there is usually alimony to be paid to the financially weaker party, known as separation maintenance.

If there are joint children, child support must be paid.

What initially only some private health insurers introduced has also been available from statutory health insurers for some years: the GP model. As the name suggests, the primary care physician plays a central role. Patients see him first and are referred to a specialist as needed. You can save quite a bit. How it works, for whom it is worthwhile, how you can cancel, as well as the advantages and disadvantages – you can find all this out here.

How does the family doctor model work?

In principle, there is a free choice of doctor in Germany. This means that a patient is free to choose his or her own physician and may also seek a second or third opinion. He can go to a general practitioner as well as to a specialist. However, the costs for a specialized doctor are usually significantly higher. Since health insurance is compulsory in Germany, the patient does not notice these costs. But the statutory and private health insurance companies.

Buying a robotic lawnmower does not only mean that you should know about its functions and whether it suits your needs and your garden. What you should also know about is if and how you can insure it, so that you don't get the shock of possible damages. Robotic mowers can be included in the sum insured of homeowner's and personal liability insurance policies. Various insurance companies also offer supplementary insurance that specifically applies to robotic mowers. For Husqvarna models, there is the Automower Protect insurance offered by the manufacturer. In this article I explain how you can insure your robotic lawnmower and what you should look out for in insurance. After that you know!

Do you even need to insure your robotic lawnmower??

It is not a legal obligation to include your household appliances in the insurance policy. Since you have spent a lot of money on your automated garden helper and it is doing its rounds in your garden (and hopefully only in your garden) without your intervention, I recommend you to look into its insurance.

Cabinet brings care reform on the way. The government now wants to take countermeasures in several places – and in parallel also with medicine shortages.

Every day the police records 7.200 traffic accidents. In addition, German hull insurers receive 4 daily.000 invoices for glass repairs on the table. Insurance customers expect the damage to be repaired as quickly as possible following a collision. After an accident, the damage analysis often takes several days. Motor insurers can make more speed when they network with their policyholder's car. The new white-label telematics solution "Digital Drive" (T-Systems& InsurTech Spearhead) digitize the entire process – from damage analysis to repair order.

V ersurers have been reducing the number of manual steps in the claims process for some time now. The goal: higher processing speed, lower costs, more satisfied customers. T-Systems and Swiss InsurTech Spearhead have now developed "Digital Drive Schadenmanagement" (website ), a very smart claims process for insurers based on Big Data:

There are many different reasons why students are not able to study full-time. For many students, only part-time study is an option for personal, professional or financial reasons. We show you which options are available and what the biggest differences are compared to full-time studies.

Part-time studies

In order to give as many students as possible access to an academic degree, it has been possible for some time to study part-time. Part-time studies can be completed while having a family and a job. Part-time study at a university means extending a full-time course of study by a maximum of twice the number of semesters. The standard period of study is extended and only half of the normally scheduled work must be completed per semester. A bachelor's degree, which lasts 6 semesters as a full-time program, can last between 8 and 12 semesters as a part-time program.

Whether an employee who has been discharged from the hospital and remains unable to work loses the right to sick pay simply because his or her primary care physician cannot promptly write out a required sick note due to inconvenient office hours is the subject of a court ruling.

The EU Blue Card / Blaue Karte EU was originally introduced by Germany in 2012 to make up for the shortfall of skilled workers in selected professions by cutting red tape and making immigration easier for non-EU citizens. It is often compared to the US Green Card, which serves a similar purpose in the United States of America. However, since the EU Blue Card / EU Blue Card requires a university degree, professionals who, for example, have undergone an intensive course or have a degree in an unrelated subject cannot apply for it. To counteract this problem, Germany offers a similar option to those affected, which does not require a degree, but still offers the benefits of a Blue Card: The German Work Permit.